What types of Australian households are in housing affordability stress?

Luc William Borrowman, Gennadi Kazakevitch, Lionel Frost

Research output: Contribution to journalArticleResearchpeer-review

2 Citations (Scopus)


A residual approach, based on the level of disposable income after housing costs have been met, compared to a budget standard, is used in this article to measure housing affordability stress. An ordered probit model is developed and applied to Australian survey data for 2000–10 to identify the specific household types that are vulnerable to housing stress. While most variables behave as predicted, the benefits of education on residual income are contingent on whether housing is purchased or rented. The model provides an evidence base for more effective housing policy, targeting the household types most vulnerable to housing affordability stress.

Original languageEnglish
Pages (from-to)1-10
Number of pages10
JournalEconomic Papers
Issue number1-2
Publication statusPublished - Jun 2015


  • household types
  • housing affordability stress
  • housing policy
  • ordered probit

Cite this