The Future Face of Poverty is Female: Stories Behind Australian Women's Superannuation Poverty in Retirement

Kathleen Riach, Colin O'Hare, Barbara Dalton, Chelle Wang

Research output: Book/ReportCommissioned ReportOther


To investigate the mounting evidence surrounding the gender gap in superannuation, AustralianSuper has commissioned research by Monash University, resulting in a report entitled, ‘The Future Face of Poverty is Female: The stories behind women’s superannuation poverty in retirement’. This report can be downloaded in the link below.

The problem of the gender gap in superannuation is well documented and yet little known. Women’s superannuation balances are typically more than 40% less than men’s. Commentaries surrounding these statistics often return to a focus on individual-based solutions and choices. But “The Future Face of Poverty is Female: The Stories Behind Australian Women’s Superannuation Poverty in Retirement” goes beyond the numbers and explores the complex cultural, structural and economic reasons across women’s lives that can lead to superannuation poverty.

This report provides an analysis and evaluation of some of the key factors that contribute to the superannuation gap of Australian women. Methods of analysis include a statistical overview using panel data from the (HILDA)1 supplemented by commentary from the ABS2 and WGEA3, and in-depth interviews with 40 women aged 40 and over from across Australia.
Original languageEnglish
Place of PublicationMelbourne Vic Australia
Commissioning bodyAustralianSuper Pty Ltd
Number of pages37
Publication statusPublished - 1 Nov 2018

Cite this