Quality fintech in the context of the Japanese main bank system

Kanji Kitamura

Research output: Chapter in Book/Report/Conference proceedingChapter (Book)Researchpeer-review

1 Citation (Scopus)

Abstract

This chapter discusses what boosts digital transformation (DX) in the Japanese banking sector, focusing on the non-technical side of fintech in the context of the Japanese main bank system (MBS). This chapter first identifies Japan’s country-specific business purposes by looking at the economy, institution, and individual levels of the society. Using country-specific elements as case themes, qualitative case studies reveal that compatible fintech with local cultural values of preference leads to successful technological development. The findings suggest that quality DX supports country-specific strategies established to benefit the society. This chapter concludes that, although Japan’s DX appears to be lagging behind, their fintech development is generally compatible with local strategies. This chapter makes three contributions: refining the notion of quality technology, developing the concept of compatibility as cultural compatibility to discuss country-specific elements, and clarifying literature concepts regarding institutional change.
Original languageEnglish
Title of host publicationAdopting and Adapting Innovation in Japan's Digital Transformation
EditorsAnshuman Khare, William W. Baber
Place of PublicationSingapore
PublisherSpringer
Chapter3
Pages39-54
Number of pages16
ISBN (Electronic)9789819903214
ISBN (Print)9789819903207
DOIs
Publication statusPublished - 2023
Externally publishedYes

Publication series

NameEconomics, Law, and Institutions in Asia Pacific
PublisherSpringer

Keywords

  • Compatibility
  • Cultural values of preference
  • Fintech
  • Japanese main bank system
  • Post transformation state
  • Quality technology

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