The approach of combined discrete particle simulation (DPS) and computational fluid dynamics (CFD), which has been increasingly applied to the modeling of particle-fluid flow, is extended to study particle-particle and particle-fluid heat transfer in packed and bubbling fluidized beds at an individual particle scale. The development of this model is described first, involving three heat transfer mechanisms: fluid-particle convection, particle-particle conduction and particle radiation. The model is then validated by comparing the predicted results with those measured in the literature in terms of bed effective thermal conductivity and individual particle heat transfer characteristics. The contribution of each of the three heat transfer mechanisms is quantified and analyzed. The results confirm that under certain conditions, individual particle heat transfer coefficient (HTC) can be constant in a fluidized bed, independent of gas superficial velocities. However, the relationship between HTC and gas superficial velocity varies with flow conditions and material properties such as thermal conductivities. The effectiveness and possible limitation of the hot sphere approach recently used in the experimental studies of heat transfer in fluidized beds are discussed. The results show that the proposed model offers an effective method to elucidate the mechanisms governing the heat transfer in packed and bubbling fluidized beds at a particle scale. The need for further development in this area is also discussed.