Investment strategy on retirement savings

An analysis of the experience of fund members

Paul Gerrans, Maria Strydom, Carly Maree Moulang, Jun Feng

Research output: Contribution to journalArticleResearchpeer-review

Abstract

This paper examines the extent to which demographic and social factors are associated with changes to individual wealth accumulation trajectories in retirement savings. Specifically, we investigate member-initiated investment changes to their superannuation accounts, distinguishing between investment changes to future contributions and the accumulated balance. Our findings indicate large gender differences across both types of investment changes and that members with higher balances, larger contributions and greater time in the fund are more likely to make changes.
Original languageEnglish
Pages (from-to)54-62
Number of pages9
JournalJASSA: The Finsia Journal of Applied Finance
Issue number2
Publication statusPublished - 2016

Cite this

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title = "Investment strategy on retirement savings: An analysis of the experience of fund members",
abstract = "This paper examines the extent to which demographic and social factors are associated with changes to individual wealth accumulation trajectories in retirement savings. Specifically, we investigate member-initiated investment changes to their superannuation accounts, distinguishing between investment changes to future contributions and the accumulated balance. Our findings indicate large gender differences across both types of investment changes and that members with higher balances, larger contributions and greater time in the fund are more likely to make changes.",
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Investment strategy on retirement savings : An analysis of the experience of fund members. / Gerrans, Paul; Strydom, Maria; Moulang, Carly Maree; Feng, Jun.

In: JASSA: The Finsia Journal of Applied Finance, No. 2, 2016, p. 54-62.

Research output: Contribution to journalArticleResearchpeer-review

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