Abstract
Individuals face difficulties in developing and executing optimal lifetime savings and investment plans, product complexity continues to grow, and there are increasing demands on government to support individuals' financial needs. Within this context, this paper examines the rationale for government policies aimed at inf luencing household savings and investment decisions - focusing on the financing of life-cycle events and the design of suitable financial products to achieve desired outcomes.
| Original language | English |
|---|---|
| Pages (from-to) | 32-37 |
| Number of pages | 6 |
| Journal | JASSA: The Finsia Journal of Applied Finance |
| Volume | 2 |
| Issue number | 3 |
| Publication status | Published - 2011 |
Keywords
- Investment
- Life-cycle events
- Savings
- Superannuation
- Tax policy