Bank risk-taking and corporate investment: evidence from the Global Financial Crisis of 2007–2009

Meg Adachi-Sato, Chaiporn Vithessonthi

Research output: Contribution to journalArticleResearchpeer-review

4 Citations (Scopus)

Abstract

In this paper, we explore the relation between the banking sector's risk-taking and a firm's investment (“corporate investment”). Specifically, we ask whether firms' cash holdings moderate the effect of the banking sector's risk-taking on corporate investment. Based on a panel sample of publicly listed non-financial firms in 15 EU countries during the period 1990–2015, we document several key findings. First, both cash holdings and the banking sector's risk-taking are positively associated with corporate investment. Second, bank loan growth, which roughly captures the supply of bank credit, is not related to corporate investment. Third, firms with smaller cash holdings disproportionately invest more than do firms with larger cash holdings during periods of higher risk-taking by the banking sector.

Original languageEnglish
Article number100573
Number of pages16
JournalGlobal Finance Journal
Volume49
DOIs
Publication statusPublished - Aug 2021
Externally publishedYes

Keywords

  • Bank risk-taking
  • Cash holding
  • Corporate investment
  • EU

Cite this