Project Beta: Inclusive Financial Services: Widening Access to Peer-to-Peer (P2P) Lending

This project aims to help fintech credit institutions improve their credit risk modelling. The results of our research could positively impact marginalised consumers’ access to credit and enable lenders to contribute to their livelihoods. This project explores the critical role of sociodemographic characteristics, economic conditions, technological opportunities, and network effects on financial inclusion. Understanding these factors could help fintech lending institutions develop their service and reduce the financial gap through technological implementation.