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Personal profile


Carly Sawatzki is a true interdisciplinarian with a particular interest in humanities and the teaching of numeracy in consumer, economic and financial contexts. She has extensive experience as a teacher-educator and teacher in secondary schools.

Carly’s key research interest is consumer and financial literacy, with a focus on teaching and learning through classroom problem-solving experiences that replicate the real world. Her recent research, which has been situated within the Encouraging Persistence Maintaining Challenge (EPMC) project, has involved working collaboratively with upper primary school teachers and students in diverse settings to create and research open-ended classroom tasks with both social and mathematical dimensions. These tasks are designed to cultivate critical inquiry skills; elevate the perceived importance of mathematical knowledge, skills and reasoning in children's minds; and orient them to make informed financial decisions. Carly advocates that effective problem-solving tasks and pedagogies will appeal to students' backgrounds while expanding their horizons.

Carly teaches a diverse range of Units in the Faculty’s undergraduate and postgraduate programs, from curriculum and pedagogy to adolescent development and learning. She is regularly engaged by the Australian Curriculum Studies Association (ACSA) and Victorian Commercial Teachers Association (VCTA), being recognised as a dynamic, thought-provoking presenter who is dedicated to involving school leaders and teachers in professional learning that promotes critical conversation, inspires innovation, and transforms pedagogical practice.

Carly writes for academic, government, teacher, and preservice teacher audiences. She is Treasurer of the Mathematics Education Research Group of Australasia (MERGA).


  • Curriculum
  • Pedagogy
  • Realistic mathematics
  • Numeracy
  • Task Design
  • Real world contexts
  • Problem Solving
  • Consumer, economic and financial literacy
  • Financial capability
  • Economics and business education

Network Recent external collaboration on country level. Dive into details by clicking on the dots.

Research Output 2010 2018

Shopping for shoes: teaching students to apply and interpret mathematics in the real world

Sawatzki, C. & Sullivan, P., Oct 2018, In : International Journal of Science and Mathematics Education. 16, 7, p. 1355-1373 19 p.

Research output: Contribution to journalArticleResearchpeer-review

Exploring secondary commerce teachers’ opportunities and readiness to teach consumer and financial literacy

Sawatzki, C., Zmood, S., Forsyth, A. & Downton, A., Oct 2017, Clayton Vic Australia: Monash University. 18 p.

Research output: Book/ReportCommissioned ReportResearch

Open Access

Lessons in financial literacy task design: Authentic, imaginable, useful

Sawatzki, C., 1 Mar 2017, In : Mathematics Education Research Journal. 29, 1, p. 25-43 19 p.

Research output: Contribution to journalArticleResearchpeer-review

Press / Media

Why is Australian 15 year olds’ financial literacy declining?

Carly Sawatzki


1 media contribution

Press/Media: Expert Comment

Should banks play a role in teaching kids about how to manage money effectively?

Carly Sawatzki & Levon Blue


1 media contribution

Press/Media: Expert Comment